The choice of Lenders is up to you, but your Agent may have access to a variety of Lender with numerous Loan Programs to choose from. There are many benefits to beginning the pre-approval process and become pre-approved prior to looking for a home.
Being pre-approved will help you:

• Determine which loan program suites your needs, and which ones you qualify for.
• Indicate how much home you can comfortably afford, saving you from previewing properties outside your price range. In some cases, you may be pleasantly surprised at the amount of home you can afford!
• Set your monthly payment and budget your finances to prepare for this investment.
• Approximate your down payment and closing costs.
• Create a stronger negotiating position with the Seller, as you are already pre-approved.
• Close escrow quickly because you have already provided the Lender with most of the requested information.
  

The loan approval process involves confirming your employment history, credit scores, assets, and value of the property you are interested in purchasing. Your cooperation with the Lender can speed up the process. A lender may request that you fill out the Loan Application completely, provide additional documentation, and communicate any changes in your position.

Getting pre-approved is really the first step towards owning your own home!